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What can I do with Available Marketplace seller earnings?

After the 14-day hold, Available Marketplace seller earnings can either be converted at $1 = 1,000 Platform Credits plus a 6.5% Platform Credit bonus, or requested as cash with a 3.5% payout fee for the next eligible 1st/16th UTC payout batch. Conversion is final, automatic conversion is optional and off by default, and only cash-requested Marketplace earnings enter the cash payout process.